| Boat insurance is necessary for all boat owners who | | | | as prepared when you off the Pacific coast of |
| live on or really value their boats. If it is something | | | | Washington and have your boat insurance in order as |
| that you feel you must replace then you need to | | | | you do when you are sailing from Bermuda to Florida. |
| insure it. If you live on your boat it is absolutely | | | | While I contemplate the last half of my life; (I am |
| necessary that it be insured. Who would want to lose | | | | getting close to that turning point) I must make |
| their home? | | | | some decisions as to what I want to do with my |
| Also most boats are financed in the beginning. The | | | | leisure years. I have many thoughts in mind but one |
| lending company will insist on insurance in those cases | | | | of those options that keep coming to mind is sailing |
| just as they would with a house or a car. This is not | | | | the world. |
| unreasonable; they have as much to lose in the | | | | All of us need to plan for what we want. If I choose |
| financial sense as you do if anything happens to the | | | | to go sailing I will need several things of those things |
| boat. | | | | that I will need if I do choose a boat insurance is the |
| Some areas are more dangerous than others for | | | | top of that list. I might wind up in a cabin by the |
| boaters. While some of those areas are famous or | | | | woods or on a beach in the South Pacific, I am by |
| infamous 'the Bermuda Triangle' and the Dardanelles | | | | nature a solitary person. |
| others are less well known but can be just as | | | | If that is the case I will happily spend my time sipping |
| dangerous. | | | | iced tea and spoiling my grandchildren. If I am on a |
| Cape Disappointment in Washington State is one of | | | | boat I think I will see the Sargasso Sea and sail |
| the most dangerous areas on the seas when the | | | | around the world and across the equator. |
| conditions are right (or wrong). You need to be just | | | | |