| There is no right answer when someone asks which | | | | for all risk factors. |
| boat insurance company is the best. There are so | | | | Progressive Boat, a division of Progressive Auto is |
| many choices available that it is hard to determine | | | | one of the cheaper boat insurance companies but |
| the very best. It really all depends on what the | | | | they are said to not offer nearly as many services |
| specific needs of the person wanting to insure the | | | | and less comprehensive coverage. They do offer |
| boat are. | | | | free online instant quotes and their staff is said to be |
| Facing the facts, there are pros and cons about | | | | one of the most knowledgeable and friendly groups |
| every insurance company that you will deal with. | | | | in the business. |
| After all, insurance companies are in business to | | | | American Boating Association is also an option in the |
| make money, not to pay it out. This means that | | | | boat insurance world. They offer competitive rates |
| they will do anything in their power to not have to | | | | that are comparable to Progressive Boat but they |
| pay for claims, as this is the way they make money. | | | | are a little shy in the services area. Free instant online |
| If they do happen to pay for a claim then they will | | | | quotes are available. Quotes are also available by |
| raise the rates on your insurance to help cover the | | | | telephone but it you should expect a long wait on |
| loss or they will simply cancel the policy, whichever | | | | the line. Their staff is professional and friendly. |
| best suits their needs. For an insurance company to | | | | To determine the best boat insurance for you then |
| cancel a policy they have most likely determined that | | | | go to a site that offers multiple quotes from several |
| the policy is too much of a risk to continue to | | | | different insurance companies. This will provide you |
| prevent any further claims. Having a policy cancelled | | | | with the best basic information about several |
| can make it difficult to get insurance elsewhere. | | | | companies at the same time which will save you time |
| BoatU.S. has been insuring boats, and only boats, | | | | versus calling all the individual insurance companies. |
| since they opened in the late 1960's. They are said to | | | | Many sites offer guaranteed rates if you accept one |
| offer some of the lowest rates and best coverage | | | | of the quotes they provide but this is not a widely |
| depending on the craft covered. Their web site | | | | accepted practice. Keep in mind that insurance |
| offers free instant quotes. | | | | companies are not necessarily bound to a quote they |
| National Marine Underwriters is another strictly boat | | | | provide. Insurance companies will want to verify all |
| insurance company. They offer insurance in the 48 | | | | information provided to them before making a policy |
| contiguous states with some limited territory | | | | available for purchase. This is required to protect |
| extensions from time to time. In business since 1983, | | | | against insurance fraud, which is quite commonplace in |
| they offer lower rates and comprehensive coverage | | | | this world sadly enough. |