Top 7 Tips on How Injury Victims Can Beat the Insurance Company

It is an unfortunate reality that auto accidents occurAlso, take pictures of your injuries before they heal.
at a staggering rate in the State of Washington andBruises and other injuries heal after several weeks,
throughout the United States. Along with theand months after an accident. When the insurance
potential shock, injuries, and property damageadjuster is arguing that the crash was not very
associated with a car accident comes the inevitablesignificant, pictures of your bruises and other injuries
battle with the insurance company. In order towill help solidify your claim of injury. Keep notes about
ensure that you don't throw away your rights whenyour injuries.
it comes to being injured in a traffic collision, here are5. As weeks or months pass after an accident, you
seven tips on how you can protect yourself againstmight forget how it hurt just to get dressed, and the
and beat the insurance company.adjuster will try to make it seem like any description
1. Identify all witnesses so there will be someone toyou give is an exaggeration. Keep track of any pain
support your case if it goes to court.medications you may be prescribed for your injuries.
2. Get all contact information from witnesses at theObtain letters from your employer and family
scene. When you interview them, ask them whatdescribing how the injury has changed your life.
they saw and make a note of phrases they used likeThese kinds of written documents are invaluable
"slammed into," "plowed," "speeding," or "he ran thewhen presenting your claim to the insurance adjuster
red light." Some people believe that there areor to a judge and jury in court. Keep receipts,
insurance companies who send adjusters to thebecause the adjuster will ask for proof of anything
scene of an accident in order to catch people offyou claim as an expense.
guard, asking incriminating questions or to have them6. You should definitely keep receipts for
sign away any rights they may have to futureprescriptions, household services made necessary by
compensation. So, beware of insurancethe injuries you suffered in the accident, car rentals,
representatives at the auto accident scene. To avoidetc. Keep each of those receipts so you can
being questioned about your injury by an adjuster,document every expense. The insurance adjuster
schedule a doctor's appointment as soon as possiblemay try to tell you that your claim is worth much
after the accident.less than it really is.
3. Many attorneys are frequently asked by adjusters,7. It is highly common for an injured victim to not
"If your client was truly hurt, why did he wait so longknow the real value of their claim. And an adjuster
to see a doctor?" If you are hurt in an auto accidentwill try to get you to believe that your claim is worth
in Washington, seek medical attention as soon asmuch less than it actually is. It is the adjuster's job to
possible. Immediately after the accident, takesave the insurance company money by settling your
pictures of your car.claim for as little as possible. The adjuster will try to
4. A picture taken of your car at the accident scenemake your claim seem unimportant, so you may
is proof that is difficult to dispute. Pictures of thewant to seek assistance elsewhere to determine
damage will help tell your story. If you can, takeyour claim's true value. The bottom line: The
pictures of the other cars involved in the accident.insurance company is not on your side.
Some people carry a small, inexpensive camera inThe goal of the insurance company is to make as
their glove compartment for these types ofmuch money as possible. They do this by giving you
situations. Also, many cell phones are equipped with aas little as possible for your injuries.
camera feature and can be used for this purpose.