| Buying fish and chip shop insurance is not like buying | | | | can easily spread throughout the building, and |
| standard retail coverage. You need to buy insurance | | | | business records, as well as costly equipment could |
| specially tailored to the fish and chip market. Since | | | | be destroyed. If your records are destroyed, you |
| most retailers are dollar conscious, they may offer | | | | may have accounts payable, and not know how to |
| bundled policies, which group several different types | | | | collect your money. |
| of coverage together, making rates more | | | | If your building is damaged and left unprotected, |
| competitive. Join professional organizations like the | | | | theft and vandalism could result. It may be someone |
| Nationwide Caterers Association, and the National | | | | defacing the building, or the theft of some important |
| Federation of Fish Friers, which offer discounted | | | | equipment. In these hard economic times, delicious |
| business insurance, specific to the industry. | | | | fish may be carried home by employees, so make |
| Fish and chip shop insurance also requires | | | | sure theft and vandalism coverage is included in your |
| preventative measures such as cleaning canopies and | | | | fish and chip shop insurance. |
| ductwork, that prevent fuel combustion build up. The | | | | Suppose a customer walks into your establishment, |
| cost to pay someone to do this may strain the | | | | and takes a fall, or becomes sick from eating the |
| owner's pocketbook, but it's worth the peace of | | | | food? This is where public liability insurance comes in. |
| mind, that comes from knowing you did what you | | | | Having good liability insurance may make the |
| could to prevent a fire. | | | | difference in whether your business survives, if |
| Coverage for loss to the building and its contents | | | | someone files suit. Coverage for legal expenses is |
| ranks at the top of the list for fish and chip shop | | | | optional on some policies, and if the rates are not too |
| insurance. Since you're working with a deep fat fryer | | | | high, you should take advantage of it. |
| and hot grease, fire is always a concern. Grease fires | | | | |