| Automobile accidents can happen any time. Day or | | | | - Extreme Weather. Some owners who live in |
| night, on the road, or even when your vehicle is | | | | extreme weather areas purchase temporary auto |
| parked or stored. Wouldn't it be wonderful if you | | | | insurance when a particularly active season is |
| could insure your vehicles only when they are going | | | | expected in order to ensure that their vehicle is |
| to be used? How about when they are going into | | | | adequately insured. This is especially popular among |
| storage for an extended period of time? Temporary | | | | owners of exotic or collectible vehicles. |
| auto insurance is exactly what you are looking for. | | | | - Automobile Rentals. When you rent a vehicle the |
| It is also referred to as short-term car insurance, is a | | | | rental company will offer you temporary auto |
| policy that covers a vehicle for a fixed period of | | | | insurance to cover their property in the event that it |
| time. While most states require that a vehicle be | | | | is damaged or destroyed. While some insurance |
| insured in order to keep license plates there are | | | | policies provide coverage regardless of the vehicle |
| some situations where temporary auto insurance is | | | | that the insured is currently driving there are many |
| appropriate. | | | | that do not. |
| - Purchasing new vehicles and transport home. In | | | | - Recreational Vehicles, Motorcycles, Seasonal. Many |
| most cases a driver may simply add a new vehicle to | | | | people own a recreational vehicle or a motorcycle but |
| their current insurance policy by placing a call to his or | | | | do not use them throughout the year. Temporary |
| her agent and providing the proper information. | | | | auto insurance is used to cover the vehicle during the |
| However when the purchaser is buying an automobile | | | | months that the vehicle is in use and is much less |
| for the very first time chances are that they have | | | | expensive than an annual policy. |
| no permanent auto insurance policy in place, in which | | | | Temporary car insurance is insurance that exists for |
| case, something more short term is desirable, so as | | | | a specific period of time. Situations that warrant such |
| to allow the new owner to drive their vehicle home. | | | | a policy include purchasing a new vehicle, temporary |
| - Temporary Driver Temporary auto insurance is | | | | drivers, rental cars, and recreational or seasonal |
| used when someone needs to drive a vehicle for | | | | vehicles. When an annual policy is not needed |
| which they are not insured. An example might be a | | | | temporary car insurance is a cost effective |
| family member to whom you are lending your vehicle | | | | alternative. |
| but they are not part of your regular insurance policy. | | | | |