Prevent Down Coding By Insurance Companies On Medical Claims

Ever wonder why sometimes when you getthey only allow a provider to bill a 99214 every 6
reimbursed for a claim, the insurance company hasweeks for a patient. That is ludicrous. How can that
"changed the code to a more appropriate code forguideline apply to any patient?
payment"? You submitted the claim as a 99214 butSometimes we just have to remind the insurance
they paid you for a 99213 or even worse, a 99212.carriers that the doctors are the ones who
This practice is called downcoding.determine the patient's needs. In this case we sent in
Do you have to accept it? Well in some cases youoffice notes and a letter advising them that we were
do. A lot will depend on the contract that you haveappealing the processing of the claim. The doctor had
with the insurance carrier. Some contracts will onlymet the requirements to justify the billing of a 99214
allow providers to bill certain cpt codes. In that case,and their "guidelines" were inappropriate. We received
they can change a billed code to one of the allowedpayment for the difference about 10 days later.
codes. Or the contract may specify that you canSo if you are having problems with your claims being
only bill a certain number, or percentage of claims atdowncoded, and they are not due to contract
the higher codes.specifications, you should appeal. Do not just accept
But sometimes an insurance carrier will justwhat the insurance carrier does. That is what they
downcode your claim and it is not due to contractare counting on. Just think of how much money they
specifications. In that case you can appeal it. Wesave on the providers that do not do anything about
recently had a claim that the insurance carrierit.
downcoded a 99214 to a 99213 and told us that