| Whenever you ask for an insurance quote, you're | | | | potentially be bankrupted. |
| invariably asked whether or not you have any | | | | When providing information about pre-existing medical |
| pre-existing medical conditions. The reason that | | | | conditions to a potential insurance provider, it's |
| insurance companies ask this question is because, | | | | important to be as accurate as possible when |
| without knowing what kind of health you're in, they | | | | answering their questions. Let them know how much |
| can't possibly estimate how much coverage you'll | | | | medication or how many doctor's visits your condition |
| need. For insurance companies to survive, they need | | | | currently requires every year. Let them know how |
| to make sure to set aside adequate funding to pay | | | | long ago you were diagnosed. Let them know what |
| for the medical care that each individual needs as | | | | the doctor had to say about your condition on your |
| accurately as possible. That's why it's so important | | | | last visit. The more accurate the information you |
| for you to be as accurate as possible when informing | | | | provide, the more accurate your estimate will be. |
| a potential health insurance provider of any medical | | | | And, above all, never try to conceal pre-existing |
| conditions that you've already been diagnosed with | | | | medical conditions from a potential insurance provider |
| before purchasing a plan. | | | | in a misguided attempt to save money on medical |
| While it may be tempting to think that the insurance | | | | insurance. If it's discovered that you deliberately |
| companies only want to know about your | | | | misrepresented the state of your health to the |
| pre-existing medical conditions in order to have an | | | | insurance company, then you could be found guilty of |
| excuse to overcharge you for coverage, the truth is | | | | insurance fraud, which could lead to hefty fines and |
| that knowing your actual medical condition is crucial to | | | | possibly even jail time. It's not worth the risk just to |
| their being able to estimate how much it's going to | | | | save a few dollars, and insurance companies are very |
| cost them to provide you with medical coverage. If | | | | vigilant about researching possible fraud. Once you're |
| they provide you with too much coverage, then you'll | | | | ready to honestly share all of the information about |
| lose money by paying too much for more insurance | | | | your medical history and current condition, find a |
| than you need. But if they don't provide you with | | | | reputable insurance company and ask for a quote. |
| enough coverage, then they will lose money paying | | | | If you need assistance in locating particular coverages |
| out on more medical care than they anticipated. If | | | | at a pre-determined price, we can help you save up |
| they do this for enough patients, they could | | | | to 50% on your health insurance monthly premium. |