PNB-Oriental Royal Mediclaim Policy

PNB-Oriental Royal Mediclaim Policy is a speciallyhospitalization expenses are covered up to 30 days
designed for Punjab National Bank Account Holdersprior and up to 60 days after hospitalization.
Employees. It comes with a family floater whichThe policy also covers domiciliary hospitalization, if
includes the proposer (PNB Account Holderinsured patient can not moved to the hospital/nursing
Employee), spouse and two dependent childrenhome or due to lack of accommodation in any
above 3 months and up to 26 years of age. Femalehospital/nursing home. A day care procedures
child is covered until she is married. The minimum sumsurgeries are covered which do not required more
insured is Rs.1,00,000/- and maximum is Rs.5,00,000/-than 24 hours of hospitalization. Ambulance charges
This mediclaim covers hospitalization expenses forare covered up to 1% of sum insured or Rs.1000/-. A
any illness/diseases or injury. The expenses includesdaily hospital cash benefit is provided to cover the
such as room, boarding, nursing expenses up to 1%incidental expenses during hospitalization period,
of the sum insured or Rs.5000/- per day and ICUsubject to a maximum of Rs.1,000/- during the policy
expenses up to 2% of the sum insured or Rs.10000/-period.
per day. It also includes Surgeon/ AnesthetistsThe main feature is that it reimburse the funeral
Medical Practitioner/Consultant/Specialist fees,expenses. In the event of death of the insured, the
Anesthesia, Blood, Oxygen, Operation Theatrecompany pays actual funeral expenses, subject to a
Charges, Cost of Medicines and Drugs, Dialysis,maximum of Rs.1,000/-. It covers cost of health
Chemotherapy, Radiotherapy, Artificial Limbs,check up once in a block of 4 continuous claim free
Laboratory/Diagnostic Tests, X-ray, Surgicalyears. Ccashless hospitalization service is provided at
Appliances, Pacemaker, etc. Pre and postnetwork hospitals through the TPA.