| Personal watercraft, known both by brand names | | | | companies distinguish small boat coverage from |
| such as Jet Skis, Sea-Doos, and WaveRunners and | | | | personal watercraft coverage. In part, the reasoning |
| as PWCs, have become popular among many | | | | behind this is that there are significant differences in |
| Americans who want a fairly inexpensive vacation | | | | the way PWCs function that can separate them |
| vehicle to enjoy in any of the country's numerous | | | | from small boats, as well as the use of each. While |
| large bodies of water. As people attempt to cut | | | | small boats are often used for recreational fishing, |
| back on vacation costs, the long-term fun of a PWC | | | | PWCs are either used for recreational riding or |
| can be a great addition for local family vacations. | | | | navigating areas that require high maneuverability. |
| While PWCs lessen the expenses of a vacation, they | | | | Insurance coverage for PWCs offers straightforward |
| are still substantial purchases, and owners need to | | | | protect for many damages related to personal |
| purchase insurance for their vehicles. | | | | watercraft use. This includes damage done to the |
| The popularity of PWCs is well-earned. These | | | | vehicle, to other aquatic vehicles, and occasionally to |
| vehicles are environmentally safer to aquatic wildlife | | | | docks. If a PWC malfunctions, it may require a larger |
| due to the lack of an external propeller, meaning that | | | | boat to tow it back to shore. PWC insurance policies |
| even lakes and rivers with high wildlife densities are | | | | can cover these expenses. |
| not particularly affected by personal watercraft use. | | | | If you are looking for a policy for your personal |
| In addition, as long as humans stay away from the | | | | watercraft, but are unsure what to be checking for |
| highly pressurized blast of water coming from the | | | | in the process, discuss your options with an auto |
| exhaust, these vehicles are relatively safe for people. | | | | insurance expert. |
| Due to the widespread use of PWCs, many insurance | | | | |