| There once was a time when people used cars and | | | | vehicles for non-commercial driving is that some |
| motorcycles for everyday driving, yet over the last | | | | companies will now pay the rental payments or hire |
| few years, commercial vehicles have become "First | | | | cost of vehicles if you are doing over 30,000 miles |
| Vehicle" for some people even though they have no | | | | per year. This way they get the van sign writing or |
| intention of using it for a commercial reason, like | | | | body wrapped, to get some cheap advertising on the |
| carrying tools, delivering parcels or anything else. | | | | UK roads whilst you are traveling between |
| There is one golden rule that you should always | | | | destinations. |
| follow if you are going to use an LGV or Light Goods | | | | You will still have to declare to the insurance |
| Vehicle for non-commercial reasons - and it is this: | | | | company that the vehicle has livery on it, because |
| "Should you every decide to use the vehicle for | | | | should you get involved in an accident, they can |
| anything else other than social domestic and pleasure, | | | | cancel your policy without any notice what so ever. |
| or getting yourself back and forth to a place of | | | | Although you have confessed to having sign writing |
| work, make sure you let your insurance company | | | | on the van, many commercial insurance companies |
| know!" | | | | will not pay for the livery to be replaced should you |
| Obviously, the simple reason for this is that should | | | | have an accident, and will let you claim this back from |
| you ever have an accident in the UK and the police | | | | the third party involved as a separate thing. |
| are involved for whatever reason, they now have to | | | | I hope this has given you a little insight to the |
| stipulate what you were carrying on board your | | | | differences between a commercial van insurance |
| vehicle at the time of the accident. | | | | policy and a non-commercial van insurance in the UK. |
| Be it you were carrying a piece of furniture for a | | | | We hope that you found the content of this article |
| friend, or taking rubbish to the local tip, they have to | | | | helpful and would like to give you some more tips on |
| record what you were doing. | | | | getting the best quote for your Van Insurance. If I |
| Even when the police do a stop check at the side of | | | | told you that there was now an Insurance Company |
| the road, they can now tell that your insurance is | | | | who guaranteed to give you the cheapest quote, or |
| either for commercial or non-commercial use, so if | | | | your money back, would it be worth finding out who |
| you have a trick full of spirits and you had just come | | | | it is? Well, it would because that is what they offer |
| across on the ferry from France, they can still class | | | | to any new potential client. What is more, is they |
| that as commercial use. | | | | have the highest rate of client retention within the |
| Another reason that some people use commercial | | | | industry, so that alone should tell you something. |