| Has you son or daughter just received their license? | | | | yourself have good auto insurance then it is wise to |
| Well I'm sure they are excited and you may be as | | | | add the new driver to your insurance. This will lessen |
| well but there are many things to figure out before | | | | the premium spike. Plus many insurance companies |
| your new driver gets out on the road and one of | | | | have "multi car discounts" which could lower your |
| those things is auto insurance. Insurance for teens | | | | premiums even more. |
| can be 100 to 200 percent higher then your | | | | 3 - - This tip is pretty simple, get your teen to help |
| insurance, why?, because teens have a statistically | | | | pay for some of the cost. The new driver won't be |
| higher chance of getting in to an accident. Now there | | | | able to pay a lot but it can offset prices a little. If |
| are ways to lower your new driver premiums but its | | | | your premium is 900 dollars ask your teen to save up |
| not going to completely get rid of the high premiums. | | | | 300 to 400 dollars. Many parents and guardians take |
| The following tips will help with lower cost if followed | | | | a "if you want to drive you can help pay" stance and |
| properly. | | | | this is a good way of offsetting the cost. |
| 1 - - Make sure the new driver knows how to drive | | | | 4 - - Is your new driver still in school? Well, did you |
| in a safe manner. A huge part to keeping your | | | | know that a student with a grade point average of |
| insurance cost down is making sure no crashes occur. | | | | 3.0 or higher has a 10 percent lower premium than |
| Insurance cost are going to be high with a new | | | | teens with bad grades? Its true. Encourage you |
| driver but if an accident occurs the premiums could | | | | young driver to make good grades and it will save |
| go through the roof. So, ride with your driver, make | | | | you some money. |
| sure they know all the right safety and traffic | | | | 5 - -When looking for auto insurance get many |
| procedures. Also some insurance companies let your | | | | quotes from different companies, this alone can save |
| new driver take safety training classes that when | | | | you hundreds of dollars. Find a good website and get |
| completed will lower your premium. | | | | many many quotes. The more the better, you never |
| 2 - - Why not add your new driver to you insurance? | | | | know when you are going to find a gem. |
| If you are the parent of a new teen driver and you | | | | |