| What are the Montana car insurance minimum | | | | in the event of an accident, and comprehensive car |
| coverage requirements? How does one find the | | | | insurance will pay for repairs up to the Blue Book |
| cheapest Montana car insurance rates? What are | | | | value of the car. If the cost of repair exceeds the |
| some of the best Montana auto insurance | | | | Blue Book value, the car may be deemed to be |
| companies? Read on to get answers to your MT car | | | | totaled, and you would be awarded the cash value of |
| insurance question and learn how to find the best | | | | your car. It's for this reason that many lenders |
| Montana auto insurance policy for your specific needs. | | | | require that any car purchased with a car loan carry |
| The Penalty For Not Having Montana Car Insurance | | | | comprehensive car insurance. |
| Do you know what it means not to have car | | | | Uninsured/underinsured insurance is not required in |
| insurance in Montana? For Montana drivers it may | | | | Montana but is highly recommended. This type of car |
| mean a misdemeanor charge that includes a fine of | | | | insurance coverage protects you in the even that |
| up to $500 and 5 points added to your license (30 | | | | you are in an accident with a driver who either is |
| points on your driver's license in Montana leads to | | | | uninsured or underinsured. This type of coverage will |
| automatic revocation of your driver's license). As an | | | | also help pay for medical expenses and car repairs |
| added bonus a free 10 day vacation in the county jail. | | | | following an accident with one of these drivers. |
| Plus, if you didn't learn the first time, the state of | | | | You might also want to consider Personal Injury |
| Montana will either charge you another fine, higher | | | | Protection car insurance coverage in addition to the |
| than the first time, or put you in jail for another 10 | | | | Montana state requirements. Personal Injury |
| days. In addition, you'll also have your driver's license | | | | Protection coverage insures you and your passengers |
| suspended for 90 days. | | | | to provide help with medical bills, lost wages, and |
| Montana Tort Auto Insurance Laws | | | | replacement services after an accident, even if you |
| Montana is under a tort system when it comes to | | | | were found to be the cause of that accident. |
| car accidents. This means that for you to be charged | | | | How To Find Cheap Montana Car Insurance Rates |
| with an accident's damages, you must be proven to | | | | As always, you may want to review your Montana |
| have been the cause of the accident. Each state | | | | car insurance policy once every 6 months to make |
| under a tort system of law for car insurance | | | | sure you have adequate coverage for your driving |
| operates slightly different, so the best place to go in | | | | needs and you are not paying any more than you |
| the State of Montana to find out about the minimum | | | | should. Shop around and do a side-by-side comparison |
| state car insurance requirements is by contacting the | | | | of prices and the coverage offered. Compare at |
| Montana State Auditor in Helena by calling (406) | | | | least 3 different car insurance companies in order to |
| 444-2040, or by visiting their website at | | | | find the best rate. |
| Montana Minimum Auto Insurance Coverage | | | | Montana Auto Insurance Companies |
| Requirements | | | | No one single insurer is the best choice for every |
| Under Montana law, you must have Bodily Injury | | | | Montana resident so be sure and shop around. Here is |
| Liability coverage with a minimum of $25,000 per | | | | a listing of some of the top MT car insurance |
| person and $50,000 per accident. Bodily Injury Liability | | | | companies: |
| car insurance covers the medical expenses of all | | | | AIG |
| occupants of your car in the event of an accident. | | | | SF Insurance |
| Montana residents are also required to carry $10,000 | | | | GEICO |
| of Property Damage car insurance coverage. | | | | Allstate |
| Property Damage coverage pays for any property | | | | Esurance |
| damages resulting from an accident, including the | | | | Liberty Mutual |
| damages suffered by the other driver. | | | | Progressive |
| Keep in mind these are only the minimum | | | | Compare Montana Car Insurance Quotes Online |
| requirements for the state of Montana. With the | | | | So if you live in Montana and plan on a drive down |
| rising costs of car repairs and medical expenses, the | | | | Sun Road in Glacier Park, considered to be the one |
| numbers can add up fast. Since you will be held | | | | of the most scenic drives in the United States, you |
| personally responsible for any expenses not covered | | | | may want to make sure you have proper car |
| by insurance, you may want to increase these | | | | insurance. Of course, there is no need to have to |
| coverage amounts substantially. | | | | drive all around town as well and get rates from one |
| Montana Optional Auto Insurance Coverage | | | | Montana auto insurance agent after another - there |
| While not required under Montana law, you may want | | | | is an easier way. Compare MT auto insurance quotes |
| to purchase collision and comprehensive car insurance | | | | online from competing companies and then choose |
| coverage. Collision pays for damages to your vehicle | | | | the one that will best meet your needs. |