| Have you ever thought about what it would be like | | | | speak. |
| to live debt free? I have. I can imagine myself lying | | | | We find that we are making minimum payments on |
| beside a swimming pool watching children play in the | | | | several credit cards and the total owed on those |
| water. The sun is warm. There is a soft breeze that | | | | credit cards is still getting larger every single month. |
| is perfumed with the scent of flowers. I am holding a | | | | When we max out one credit card, the only answer |
| tall, cold drink in my hand, and there is soft Hawaiian | | | | that we can see is to get another credit card. It's a |
| music playing in the background. | | | | vicious circle, but there IS an end. The day IS going |
| Oh, wait! That isn't soft Hawaiian music! That is my | | | | to come when we have to do something about the |
| phone ringing, and it is yet another bill collector | | | | overburdening debt that we are buried under. |
| wanting to know just when I can make a minimum | | | | Don't drown yourself in that imaginary pool. There |
| payment. Sigh! | | | | really is a way out, and you can believe that you are |
| "Debt free" is a dream that seems to be the | | | | not the only person who has ever found themselves |
| impossible dream for more and more people today. | | | | in this situation. The debt consolidation industry grows |
| Life demands money! Just living on this planet is an | | | | by leaps and bounds every year so you have a lot |
| expensive proposition. It seems that every single | | | | of company. A debt consolidation loan can help you |
| week, our income is less than our outgo and the | | | | get out of debt and the things that you learn in the |
| answer seems to always be "add the shortfall to the | | | | process can keep you out of debt forever. |
| credit cards." That works -- for a while. But it | | | | Maybe "debt free" isn't an impossible dream, after all. |
| eventually comes time to "pay the piper," so to | | | | |