| When you purchase more than one kind of insurance | | | | If you don't already have either kind of insurance |
| policy from the same company, you're usually | | | | policy, what are you waiting for? While homeowner |
| purchasing what's called a "multi-line policy." Some | | | | insurance isn't always required, auto insurance is |
| insurance companies may refer to this as a | | | | required in all states. Get two birds with one stone |
| "combined policy." Regardless of the name, most | | | | by searching online for combined home and auto |
| insurance companies offer discounts for these kinds | | | | insurance. The process for shopping around for |
| of multi-insurance purchases. This means you could | | | | multi-line insurance isn't much different than shopping |
| save loads of money on premiums by purchasing | | | | for only one kind of insurance. |
| more than one kind of insurance policy from a | | | | Simply search for insurance companies that handle |
| company with which you're already doing business. | | | | both auto insurance and home insurance. Follow the |
| Cheaper and easier? It just makes sense. | | | | same steps as you normally would (check coverage |
| If you already have a homeowner insurance policy, or | | | | and price, research financial rating and customer |
| an auto insurance policy, ask an agent or | | | | complaints, and talk with current customers), then |
| representative if your insurance company provides | | | | set up an appointment with an agent with the |
| the opposite kind of insurance coverage, too (home | | | | company to discuss getting set up with combined |
| or auto, whichever relates to your situation). Since | | | | home and auto insurance. |
| purchasing both kinds of insurance coverage will most | | | | It's pretty easy to purchase auto insurance online; |
| likely make you eligible for a discount, your insurance | | | | however, purchasing homeowner insurance isn't |
| company undoubtedly has its own special procedures | | | | always so cut and dry. When you're ready to actually |
| to get you signed up with a combined home and | | | | purchase combined home and auto insurance, it'd be |
| auto insurance policy. | | | | in your best interest to speak with a live agent. |