| One of the first things you need to do is get your | | | | you're not in a rush to buy something, you'll usually |
| policy declarations page so you can know exactly | | | | find the best deal since you have time to shop. In |
| how much coverage you have. Your insurance | | | | order for companies to compete with this fact, they |
| documents will also contain the other drivers' license | | | | must provide lower rate quotes. Let's also take into |
| numbers, vehicle id numbers and also be sure you | | | | consideration the mere fact that shopping in advance |
| have the details regarding your and other Insureds | | | | is the responsible thing to do and of course, |
| driving history. | | | | insurance companies enjoy insuring responsible people. |
| How much do you currently spend on auto | | | | Independent agencies are built by Agents who |
| insurance? How much must you save in order to | | | | represent multiple insurance companies. Some |
| switch auto insurance companies? You don't want to | | | | companies represented by these Agents include |
| switch if the savings is minimal. In most cases Drivers | | | | Progressive, Travelers, Metlife and The Hartford, just |
| who comparison shop rates can usually save an | | | | to name a few. By having an Independent Agent |
| average of $400 a year. | | | | shop for you, you can enjoy the benefits of working |
| Make sure to NOT wait until the last minute to shop. | | | | with a local Agent and have the advantage of |
| Shoppers who wait until a few days or even the day | | | | someone who will comparison shop several |
| of their insurance expiration date will save less than | | | | companies for you. |
| those who shop 2 or more weeks in advance. When | | | | |