| It is a good practice to evaluate your auto insurance | | | | possible. |
| every 6 months to a year. Many auto insurance | | | | 3. You will also want to make sure you have your |
| companies are offering "shop and compare" pricing, | | | | driving history for the last 3-5 years. If you are |
| allowing you to see quotes from a number of | | | | insuring more than one person you will want to get |
| different auto insurance companies at one time. They | | | | their history as well. Insurance companies will inquire |
| also are constantly offering new ways to discount | | | | about your driving history and will ask about tickets, |
| your auto insurance and get the best deal possible. | | | | driving courses that you may have taken, claims, etc.. |
| When you're ready to make the switch to a new | | | | 4. Since many insurance companies automatically |
| insurance company, here are some things to take | | | | renew you, it's best to start shopping a few weeks |
| into consideration: | | | | in advance of your policy expiring. Upon finding your |
| 1. Are you happy with your current coverage | | | | new provider, you will need to send a cancellation |
| amounts? When comparing auto insurance quotes, | | | | notice in writing to your insurance company if they |
| make sure that you are happy with your current | | | | do not offer a "cancellation" on their website. Make |
| coverage amounts. If you feel you don't need as | | | | sure to take notes of the date and time you |
| much coverage as you have, consider getting a | | | | submitted the cancellation, how you submitted it, and |
| quote from your current insurance provider first as a | | | | if you spoke to anyone in the process. |
| benchmark for other insurance providers. If you feel | | | | These are the important things to keep in mind when |
| you need more, again, get a quote from your current | | | | considering a change in auto insurance providers. You |
| provider. | | | | may also want to review the cancellation policy of |
| 2. Make sure you get all discounts that can apply to | | | | your current provider to make sure that you provide |
| you. It's best to speak with your insurance provider | | | | them with enough notice and that you follow |
| and competing insurance companies to make sure | | | | procedure exactly as written. |
| your quote includes the most discounted rate | | | | |