| There are several licensed, reliable health insurance | | | | foreign citizenship while in the US); health savings |
| companies in North Carolina. You will find several | | | | accounts or HSAs (newest tax favored federal plan |
| broker sites that manage a large portfolio of | | | | which is 100% deductible); short term individual health |
| insurance products from leading insurance companies | | | | insurance (coverage for up to 12 months mostly |
| licensed to do business in the state of North Carolina. | | | | used by people between jobs, less stringent health |
| These companies offer a number of health insurance | | | | requirements). |
| plans like individual health insurance (for people who | | | | Among the leading North Carolina health insurance |
| do not enjoy the benefits of group insurance); group | | | | companies are Blue Cross Blue Shield of North |
| health insurance [(insurance written for businesses of | | | | Carolina (group and individual), John Alden (group and |
| one or more employees. Small groups (1-49 | | | | individual), American Republic Insurance Company |
| employees)] are guaranteed issue; Medicare | | | | (individual), Wellpath (group), UnitedHealthcare |
| supplement (aims to fill in the gaps that Medicare | | | | (group), Humana (group), Cigna (group), Aetna, |
| doesn't cover; individual and group life insurance | | | | Affordable Alternatives, Alternative Healthcare |
| (individual written as permanent or term coverage | | | | Options (AHO), Carolina Coverage, D&J |
| with medical approval. Group is term coverage for 2 | | | | Insurance, Hartsfield and Nash Agency, Inc, Health |
| or more employees); short and long term disability | | | | Quotes, Hill Chesson & Associates, LTC Planner, |
| (replaces 60% of income in the event of a disability. | | | | Medical Mutual Group, Partners National Health Plans |
| Short term replaces income for up to 6 months, long | | | | of North Carolina, Inc, Pharmacy Network National |
| term up to age 65); dental insurance (individual | | | | Corporation, Premier Health Systems, Inc, Roper |
| coverage or for groups of 3 or more); foreign | | | | Insurance Agency, Seaway Insurance Agency, Inc, |
| national medical insurance (coverage for people with | | | | Tar Heel Insurance Agency, and Walker Insurance. |