| ign="center"> | | | | contact with the customers. They sell their products |
| The main idea to provide the health insurance was | | | | and solve all the problems of them. |
| given by the Hugh the Elder Chamberlen from the | | | | According to all other insurance companies Bajaj |
| Peter chamberlen family. He first gave the idea of | | | | Allianz health insurance provide various types of |
| providing health insurance to the individual life. | | | | benefits to the customers. Like they provide health |
| Before the implementation of the health insurance | | | | guard facilities, hospital cash, critical illness, Personal |
| the individual has to bear the cost of the medical | | | | guard, Silver health,E-opinion, Instra Insure, Sankat |
| expenses which actually affects their own pockets. | | | | Mochan, Family Floaterhg, Tax gain etc. |
| At present there are various companies that are | | | | Like this IFFCO-TOKIO also provide various types of |
| providing the health insurance to the individual and at | | | | befits to the customers. They provide cash free |
| an affordable rate. The companies that are providing | | | | hospitalization to over 3,000 hospitals all over India. |
| the health insurance are National Insurance Company, | | | | They also provide pre- hospitalization and post and |
| United India Insurance, ICICI Lombard, Bajaj Allianz | | | | hospitalization stages of treatment. In the case of |
| and IFFICO TOKYO General Insurance. | | | | pre-hospitalization the medical expenses that takes |
| The health insurance policy is actually a mode of | | | | place 60 days before the hospitalization are |
| contract between the insurance company and the | | | | reimbursed. In the case of hospitalization the |
| individual. The contract that is made between them is | | | | expenses relating to room and board, doctors' fee, |
| renewable on the basis of basis of monthly or yearly | | | | ICU charges, nursing expenses, surgical fees, |
| basis. When the individual falls ill then all the expenses | | | | operation theater expenses etc. It also provide |
| the individual has incurred will be reimbursed after he | | | | pre-hospitalization. It also provide daily hospital |
| has presenting the actual receipt of all the expenses | | | | allowances, local ambulance service, general health |
| that they have been incurred. When a person is | | | | cheak-up, cumulative bonus etc. It covers mainly |
| looking to take health insurance then they should see | | | | hospitalization, pre-hospitalization, post-hospitalization, |
| about the credentials of the insurance company. The | | | | emergency assistance service and local Ambulance |
| best insurance companies will provide the individual all | | | | service. So it is stated that health insurance are very |
| the largest possible range of products with a great | | | | important to our lives and all the individual should take |
| amount of flexibility in it so that it can help to solve | | | | this insurance in order to secure their lives against the |
| the problem of the individuals. In India the insurance | | | | different calamities that they may face in their lives. |
| companies appoints agents who actually make the | | | | |