| When you go to get the oil changed in your car, | | | | be surprised in not only the difference in pricing but |
| they tell you that you should be back in three | | | | the difference in requirements that they have. |
| months. This is because, without the oil being | | | | As a general rule, you should be decreasing the |
| changed and your car checked for defects every | | | | amount of coverage you have on older vehicles, as |
| few months, you run the risk of seriously damaging | | | | well. As they age, they are not worth as much, and |
| your car. Auto insurance is the same exact way. | | | | the coverage you need on them decreases. Be sure |
| Every few months you should check to see if you're | | | | to not only check to see what your car is worth, but |
| getting the best policy for your money, and whether | | | | to also see if you will be requiring insurance at all. |
| you can not only save money but possibly get better | | | | Sometimes the deductible is higher than what the car |
| coverage, both from the same carrier and others. | | | | is worth. |
| Consider it an "auto insurance tuneup", and here are a | | | | Finally, be sure you're taking credit for all of the |
| few ways to go about it... | | | | discounts you can. Most companies offer discounts |
| The most important thing you should be doing is | | | | for safety devices, multiple cars, driving to work, and |
| comparison shopping. It doesn't matter if you've been | | | | good driver discounts. By law, they are required to |
| with your insurance carrier for twenty years, twenty | | | | list off all of the discounts they have, so check to |
| days, or you have never had insurance. You should | | | | see if you qualify for all of them. |
| compare all of the carriers against each other. You'd | | | | |