| Before you search for any more quotes, read right | | | | deductible options - the deductible to be paid before |
| through to the end and you will be glad you did. | | | | funds are released. |
| 1. No two health insurance quotes are ever the same. | | | | 11. Must clearly state all Out-of-Pocket costs. This will |
| This is because people that request a quote are | | | | depend on the level of health insurance coverage. |
| unique and comes with their own health needs. So | | | | 12. Must mention something about covering the |
| don't look at the one made for your colleague. | | | | doctor's charges. |
| 2. Before you ask for a quote, make sure that the | | | | 13. Must have something about the price of the |
| agent or broker is licensed to sell and provide | | | | doctor's medicine. |
| insurance. | | | | 14. Must make sure you understand the terms of the |
| 3. Do not be fooled, everyone is claims to offer their | | | | contract before signing on the dotted line. |
| service at the best affordable price. Do compare | | | | 15. Check if the service does not have any |
| rates from a number from a number of companies. | | | | unnecessary extra features that will cost you. |
| 4. There is no one best health insurance quote. | | | | 16. It must clearly state all managed care plans |
| Request multiple quotes and compare several health | | | | offered - if there are any. |
| insurance quotes from different sources. | | | | 17. Don't be pressurized into signing - not until you |
| 5. Search online for the best possible quotes. This is | | | | know the offer meets your expectation. These |
| the best place to start your search. | | | | things can get costly and may lead to lapses with |
| 6. Make sure you ask as many questions as possible | | | | your premium contributions. |
| to unveil and kind of sugar coating. | | | | 18. It should have an unhandled exception. |
| 7. It must be free and must not come with any | | | | 19. Make sure it provides coverage for wellness plans |
| obligations. | | | | and preventive medicine. |
| 8. There is no need for the agent to come to your | | | | 20. Must have a good after sale support system. The |
| home or office to bother you. If they insist on this, | | | | broker who produced a quote for you should always |
| skip them and look for another one. | | | | be accessible and not refer you to other parties |
| 9. It should not take long to get a quote. Give them | | | | unknown to you. |
| 24 hours max and if they don't get back to you - do | | | | 21. Must clearly state the amount of premium |
| what I do, move on! | | | | required. |
| 10. The quote must clearly explain and list all | | | | |