| readers have questions about debt settlement or | | | | as 50% lower than the pay off amount. If done |
| debt negotiation. This page has a running | | | | right, this is an easy process to settle your debts. A |
| commentary on debt settlement tips. | | | | honest and fair talk on not being able to pay and |
| Use the Better Business Bureau | | | | seek advise from some friends who have undergone |
| Always check with the BBB and with your State | | | | debt settlement will work in your favour. |
| Attorneys Office of Consumer protection about the | | | | The above three tips can go a long way in helping |
| standings of the debt settlement company you are | | | | you get the most out of your debt settlement |
| about to deal with. You will know if the company has | | | | company. Always proceed with caution and as far as |
| misled individuals in the past and whether or not their | | | | possible, request referrals from friends, family or |
| services have impacted the consumer credit report. | | | | co-workers. Always proceed with caution since there |
| Settlement and Chapter 13 | | | | are many known sharks in the debt consolidation |
| Debt settlement is different from Chapter 13 | | | | industry who might run over night with your money. |
| bankruptcy. Debt settlement records are not public | | | | Always aim to work with the best in the debt |
| whereas Chapter 13 records are public. Additionally, | | | | settlement industry. This will give you the peace of |
| with Debt Settlement, there are no records in the | | | | mind you have been looking for. Also interview the |
| court about settling your debts. | | | | company who will be providing you with debt |
| A little haggling can go a long way | | | | settlement services and get a feel for what they |
| Be ready to haggle with your creditors over the | | | | offer. Visit our website to learn more about the debt |
| phone. Offer to pay less money than your goal. | | | | consolidation, credit counseling and debt management |
| Some accounts have been known to settle as much | | | | services we offer. |