| There are various sorts of day shop insurance | | | | The day shop insurance is available for both motor |
| available in the market. The various schemes available | | | | car and two wheelers. It protects your vehicle |
| are for car, taxi, fish and chip, shop insurance, retail | | | | against every sort of comprehensible risk related to |
| insurance, charity insurance, shopkeepers plans & | | | | the vehicle - theft or damage to it, death of the |
| policy, merchant insurance, home insurance etc. | | | | driver or passengers in an accident, and damage |
| In case of a shop policy, the policy is available for all | | | | caused by the vehicle to another person or property |
| kinds of losses which can be there, like fire, marine | | | | (Third Party Liability). The feature which separates |
| etc. It is a comprehensive policy which contains both | | | | motor insurance from others and makes it unique is |
| the structure and its contents of your shop. It | | | | that it is mandatory under the Motor Vehicle Act. As |
| protects the customers from all sorts of financial | | | | per the act the owner of the motor car must have |
| losses caused due to fire, earthquake, burglary, fraud | | | | its policy. The need for the policy arises because of |
| etc. it also provides compensation for the liability | | | | the reasons like recovery of the Loss or damage to |
| claims and accidental clause. One such policy is | | | | the vehicle insured which may include own damage, |
| offered by ICICI Lombard General Insurance | | | | theft which can be both partial and total, injury to |
| Company. It provides Safeguard against fire, burglary, | | | | the third party or death of the third party, damage |
| burglary of cash in safe, cash in transit, glass | | | | of property of the third party of accidents. The two |
| breakage, cheque forgery, employer's liability. | | | | types of car insurance policies available in the market |
| The Fire policy covers losses caused due to fire, | | | | are Liability Only and Policy Package Policy. |
| riots, storm, strikes, cyclones etc. Burglary policy | | | | The health insurance policies help to sail through the |
| covers provides protection against any loss caused | | | | medical contingencies without leading to and financial |
| due to burglary of the stock available in the shop as | | | | problems. It provides an easy source of finance at |
| well as the cash available. The cash in Transit policy | | | | the time of any medical problems. The various |
| of the day shop insurance provides cover for the | | | | medical policies available in the market are Group |
| loss due to the lost of cash while being taken from | | | | Insurance and Individual Insurance |
| the bank/ATM to the shop. | | | | Group insurance policy provides a policy cover to a |
| Moreover the Glass Breakage policy of the day shop | | | | group of people like employees of a company, |
| insurance covers loss or damage to any fixed plain | | | | members of a club or an association or members of |
| glass caused by any accident, external and visible | | | | a co-operative society etc. Individual insurance is |
| means. The Cheque Forgery is also available in the | | | | available to fulfill the needs of an individual only. The |
| day shop insurance which providers cover for the | | | | customer should make a choice after comparing |
| loss caused due to forgery or material alteration of | | | | various plans and then selecting best out of them. |
| cheque, draft or any such negotiable instrument. | | | | |