| Fleet managers need to worry about cost in all | | | | When the worst does happen, you can be prepared |
| aspects of managing a fleet. This is certainly true in | | | | to save money on commercial fleet insurance. This |
| terms of closely supervising the usage of fuel and | | | | process begins by keeping excellent records. |
| state and maintenance of tyres, but it is also true in | | | | Accurate and precise records will only help your case |
| worst-case scenarios. | | | | when there is an incident. You will want to record all |
| By worst-case scenarios, we are talking about | | | | accidents and violations. You will also want to report |
| incidents in which there are accidents, breakdowns, | | | | all accidents to your insurer immediately. In the case |
| laws broken by fleet users, and times when users | | | | of insurance, waiting too long to report an incident |
| are not operating within compliance. While many of | | | | can lead to extra costs. Punctuality will save you |
| these problems are not 100% preventable, it should | | | | money. |
| be understood that there are ways to prevent or at | | | | When it comes to commercial fleet insurance |
| least reduce the number of occurrences and the cost | | | | strategies, it is important that management |
| of the occurrences to your organization. Your first | | | | communicate closely with the insurer. When you look |
| step will be to learn the basics of commercial fleet | | | | at charts that show the cost of vehicle repair |
| insurance. | | | | without an insurance coverage versus repair with |
| If you want to save money when it comes to | | | | insurance coverage, you will see that there is a |
| commercial fleet insurance, you must be sure to | | | | significant difference. If managers neglect to report |
| have trained, professional drivers. This step begins by | | | | accidents, or if they delay the reporting of the |
| making sure that you are not hiring users with poor | | | | accident, cost will build and too much money will be |
| driving records. This can be the sign of a pattern. | | | | lost. |
| Many fleet managers will actually insist that their | | | | The key to strategic fleet management when it |
| users take specially designed drivers' courses before | | | | comes to insurance is to train drivers to be |
| they start on the road. This is a great idea and will | | | | responsible while keeping accurate records and |
| prevent many accidents. If you want to reduce the | | | | reporting all accidents immediately. In today's |
| number of incidents among your fleet users, you | | | | economy, a manager cannot afford to lose money |
| must train them to behave a certain way while | | | | due to faulty record keeping. |
| operating your vehicles. | | | | |