| Car insurance rates in Atlanta can vary quite a bit | | | | provides several quotes back. |
| from company to company. What's more, there are | | | | Drive less. Many insurance companies will give you a |
| other factors that affect how much you pay. Here | | | | lower rate if you drive infrequently. |
| are some tips to keep in mind. | | | | Increase your deductibles. Having a higher deductible |
| The state of Georgia requires that all motor vehicle | | | | can really lower how much you pay for insurance. |
| owners carry auto insurance protection with minimum | | | | You just want to be sure you can come up with the |
| coverages for Bodily Injury and Property Damage. | | | | deductible in the event of a claim. |
| These minimums are: | | | | Take advantage of discounts. Most car insurance |
| Bodily Injury: Minimum of $25,000 per person and | | | | companies that do business in Atlanta offer a variety |
| $50,000 per accident. | | | | of discounts. You can save by insuring your car and |
| Property Damage: Minimum of $25,000 per accident. | | | | home (or getting renters insurance) with the same |
| The higher your limits the more you premium will be. | | | | company. Other discounts include having anti-lock |
| However, these important coverages can protect | | | | brakes, good grades (for students) and senior driver |
| you financially if you are in a collision so you may | | | | discounts. |
| want to increase those limits. So what are the best | | | | Maintain a good credit rating. More and more, car |
| ways to save? | | | | insurance companies are using credit scores to assess |
| Shop around. Spend time getting some comparison | | | | the risk of a driver. Thus a good credit rating often |
| quotes. Since rates do vary you could save hundreds | | | | means a lower rate. |
| just doing this. Get at least three or more quotes. | | | | When you start shopping, make sure that you |
| The Internet is one of the easiest ways to do this. | | | | provide the same information for each quote in order |
| You can get online quotes from individual insurance | | | | to get the most accurate comparisons. For example, |
| company Web sites or by visiting a comparison site | | | | provide the same limits of coverage, deductibles, |
| that allows you to enter your information once, then | | | | mileage and more. |