| It is good to be a woman - for so many reasons. In | | | | insurance cheaper. The list of possible discounts is |
| fact, taking the long view, now is just about as good | | | | different with every company. But, they generally fall |
| a time as any in history to be of the female | | | | into two categories:a. how responsible of a person |
| persuasion. | | | | you are (are you a good student? are you a member |
| This is true when it comes to buying car insurance, | | | | of a professional organization? do you have few or |
| too. We women can in many cases qualify for lower | | | | no tickets?)b. how safe your car is (do you have side |
| car insurance rates than our male counterparts. This | | | | air bags? anti-lock brakes?) |
| is surprising and even counter-intuitive to anybody | | | | So, when you start asking for insurance quotes, be |
| who follows popular culture: women are supposed to | | | | sure to ask for what types of discounts they offer. |
| be bad drivers. | | | | Speaking up could save you hundreds per year in |
| News Flash: Women Are Actually Safer Drivers | | | | discounts. |
| Well, insurance company actuaries do not lie (they | | | | Car Insurance Quote: Women's Car Insurance |
| are genetically programmed to stick to the numbers, | | | | Money-Saving Tips |
| no matter what) and they say that, indeed, women | | | | Finally, the key to getting the cheapest car insurance |
| are safer drivers. In fact, women, while getting into | | | | quotes is knowing how to shop for a quote. Here are |
| about as many accidents as male drivers, actually | | | | 3 tips: |
| cost insurance companies less money (on average) | | | | 1. Check with your current or most recent insurance |
| than do men. Why is this? | | | | provider last: When setting out to shop for the |
| The answer is simple: when a woman gets into a car | | | | cheapest car insurance quotes, you may be tempted |
| accident, the amount of damage caused is usually | | | | to go to your current (or most recent) insurer first |
| less than when a man gets into an accident. The | | | | to ask for a quote. However, do yourself and favor |
| reason may be hormonal or it could be that we just | | | | and contact them last. Reason: they will believe they |
| have different values, but women on the average | | | | have an advantage in getting your business and may |
| speed less and drive less recklessly. In other words: | | | | not offer you the lowest rate. |
| guys take more stupid risks and cost insurance | | | | 2. Search online for at least 5 providers: Your first |
| companies more money. | | | | step is to put together a list of 5 or more insurance |
| And, insurance companies know this! | | | | providers. Use the Internet or ask friends about who |
| So, just by being a female, put a check in the "save | | | | they use. |
| money" column for yourself. Now, let's see how else | | | | 3. Apply with all 5 of the providers: Now, be sure to |
| we can save you money on your car insurance. | | | | follow through in applying to each and every provider |
| Understand Your Discounts | | | | on your list. You may be tempted to stop after |
| The next important thing you can do - besides just | | | | contacting one or two, but follow through. It could |
| being a woman - is to know your discounts. More | | | | translate to a much-cheaper quote. |
| specifically, almost every insurance company uses a | | | | Follow these 3 money-saving tips to find the |
| system of discounts to essentially make car | | | | cheapest car insurance quote. You deserve it! |