Can I Sue My Car Insurance Company?

ign="center">Now if you decide that you are willing to sue the car
Many people have asked the question can I sue myinsurance company, there are a couple of steps to
car insurance company? The answer is yes. Howevertake.
there are steps you can take so that hopefully you1. First call your insurance company and get the
won’t have to take legal action and I willmanager on the phone. Make sure you get the
explain those here as well as how to move forwardperson at the top of the chain. If you have to leave
with legal action.them a message. Let them know that you are fed
This is amazingly a more common question then oneup and the reasons why. Tell them that you will be
might think. There are a few reasons one mightimmediately filing a complaint with the Department of
chose to pursue suing their car insurance company,Insurance (DOI) for your State.
but the most common reason is that your insurance2. Second, call the DOI and file your complaint. You
company is refusing to pay damages incurred in a carcan give the information over the phone.
accident (possibly you had limited collision coverage).DOI’s take complaints very seriously. DOI
So in a nut shell, here is the answer. You can suecompanies will investigate a car insurance company if
anybody you want in small claims court. Howeverthere are too many DOI complaints and possibly fine
there is no guarantee you would get the money youthem. Car insurance companies know this and
want and it may cost you more then you’dtherefore hate DOI complaints and will usually do
like to pay out. It really depends on what kind ofwhat they need to in order to avoid them.
coverage you have. If you have minimum coverageMore than likely if you follow these two steps your
and you are at fault for the accident the carproblem will likely be solved without having to go to
insurance company does not have to pay and itcourt. However, if your problem is bigger and more
would absolutely not be worth it to sue them.serious than by all means take them to court. Just
However if you have limited collision and you feel youmake sure you are well informed on your rights and
were less than 50% at fault (even if the carlegal responsibilities.
insurance company thinks otherwise), it is your rightTo learn much more about the different policies and
to have it determined by a judge and jury. If yourules of car insurance and to receive a free car
want to sue for other reasons then the aboveinsurance quote, visit where you’ll find this
stated, you would have to show enough reasonsand much more, including information on low cost car
that the car insurance company was at fault orinsurance.
negligent.