| Automobile insurance is one of those necessary evils. | | | | give you something to think about when you start |
| Most states make it against the law not to have it. | | | | shopping. |
| Which, by the way is a very good idea. However, it | | | | 2. Once you find the exact car that you are going to |
| can be expensive. There are many articles about | | | | buy, get the car's VIN (Vehicle Identification Number) |
| how to choose an insurance company, so I will not | | | | for the car. It can usually be found on the dash |
| go into it here. In addition to finding the perfect car | | | | board in front of the driver. Call your insurance |
| at the perfect price, you must find out if you can | | | | company and ask them to tell you the premium for |
| actually afford the insurance for the car. | | | | that car with the same coverage that you have on |
| Here are a few quick steps to find out the cost | | | | your current car. You can then compare it to what |
| up-front instead of having sticker shock when you | | | | you are already paying and see if it fits into your |
| get your first insurance bill. | | | | budget. |
| | | | 3. Depending on how you intend to pay for your car |
| 1. Before you start to shop for your new car, get a | | | | (financing with a bank or leasing) you might be |
| feel for your insurance company's policy on certain | | | | required to have additional insurance coverage or |
| types of cars. Give them a call and see they types | | | | deductibles. Find out about these from the dealer and |
| of cars that they might charge a higher premium for. | | | | repeat step 2 above to find out your new premium |
| For example, do they charge more for convertibles, | | | | amount. |
| four-wheel drive vehicles or two-seater cars? This will | | | | |