Auto Insurance for Travelers to Mexico

Many people feel that they have sufficient autothere is a high possibility that it won't be sufficient to
insurance coverage because they meet the minimumcover the damage.
liability requirement of the state. In Mexico, theSome comprehensive coverage policies offer
government set a different requirement for theprotection for the car within a distance away from
vehicles from the United States.Mexico. Most policies only offer coverage for as far
There are two types of auto insurance for Mexicoas 10 miles from the Mexican border. It is possible to
travelers including combined single and split limitpurchase the auto insurance while at the border.
coverages. The combined single limit coverage willHowever, if you shop online for the auto insurance,
pay for the property damage and bodily injuries. Foryou can save more money.
example, if you purchase combined single limitDriving without car insurance is considered a crime in
coverage that worth $100,000, the amount will beMexico. If you get involved in an accident, the police
used to cover the personal property and medicalwill investigate on the case to find out who is at fault.
costs if you encounter with an accident in Mexico.While investigating the case, the police will check if
The combined single limit coverage is the mostyour car is insured. If your car is not insured, you will
demanded auto insurance by Mexico travelers.be taken into custody and be imprisoned. If you
The split limit coverage offers different coveragewant to be released from the jail, you have to post
amount for different coverages. It is written in threea bond. In addition, you have to pay for the property
numbers, for example, 10/20/40. The first numberdamages and medical cost of the other party.
represents the coverage for property damage; theMany auto insurance companies offer six to twelve
second number offers coverage for the personalmonths policies. Some companies offer special
injury. The third number is the limit of coverageinsurance plans that are designed from tourist. When
awarded per person if multiple individuals are involvedshopping for Mexico auto insurance, make sure you
in the accident.check the benefits that are included in the policy. The
Split coverage is cheaper compare to the combinedauto insurance you apply for should offer coverage
single limit coverage. It is recommended that you buyfor legal services and return home air ticket. The
the combined single limit coverage so that you won'treturn home air ticket offers you a free trip to your
have to pay the damage cost yourself in the eventhome country in case you fell ill during the trip.
of an accident. Since split coverage has a smaller limit,