| A car insurance company has taken the profound | | | | quote? |
| step of blacklisting certain parts of the country in | | | | Car insurance is a legal necessity - driving without it |
| which it is based due to a higher number of claims in | | | | could lead to jail time, so just because one insurer |
| these areas. Ireland's second largest car insurance | | | | refuses to offer you a quote you shouldn't give in. |
| company Quinn Direct is refusing to issue new | | | | Use a comparison website as a quick way of finding |
| premiums for cover in deprived areas of Cork, | | | | car insurance at a more affordable price. These |
| Waterford and Galway, as well as in parts of Tallaght | | | | search tools return quotes, in some cases from more |
| and Clondalkin. | | | | than 100 car insurers, allowing you to get a |
| Why have these areas been placed on the blacklist? | | | | perspective of the premiums you should be paying. |
| According to the insurer, these areas amount to less | | | | Of course if you live in a high crime area, or an area |
| than one per cent of the country's total land area - | | | | with a poor claims reputation, then you are probably |
| but they have been placed on the blacklist because | | | | going to face high premiums even from an insurer |
| of an "extremely poor" claims record. The move has | | | | that will offer a quote. |
| received criticism from consumer groups who have | | | | You can get around this by opting for a more basic |
| accused the company of unfairly "targeting innocent | | | | form of cover - such as third party, or third party |
| people". Car insurance companies in Ireland are not | | | | fire and theft. These policies won't protect your car |
| legally obliged to provide quotes and customers who | | | | in the event of an accident but they will at least |
| can't find cover may need to contact the Irish | | | | legalize your driving and protect you from claims |
| Insurance Federation's Declined Case Committee. | | | | from other motorists. |
| What can you do if you can't get a car insurance | | | | |