| A number of suggestions for bringing down your | | | | payments by Electronic Funds Transfer (EFT). By |
| rates usually compromise the quality of coverage you | | | | doing this you authorize your insurance company to |
| enjoy and so are NOT advisable. You can, however, | | | | automatically withdraw your premiums from your |
| easily pay a lot less without downgrading the quality | | | | account at specified intervals. This reduces an |
| of your coverage if you understand and use the right | | | | insurer's overhead by eliminating the need for |
| tips. These are tips that are good for you... | | | | payment notices or checks. Your insurance carrier |
| 1. Taking a drivers' refresher course will help those | | | | passes part of what they save to you by bringing |
| above fifty-five years reduce their rates. Going | | | | down your rates. |
| through this type of course will qualify you for | | | | 5. Re-assessing your car insurance policy periodically is |
| discounts as high as ten percent. To find out | | | | one way you can lower your rates. The |
| extensive details of what to do and how much you | | | | straightforward reason for this is that things about us |
| can save with your insurance provider, ask your | | | | change frequently without us even being aware of |
| agent. | | | | them. A perfect instance is a case where a couple |
| 2. You will get discounts with a number of insurers if | | | | leave their wedded daughter on their policy for |
| you're part of an auto club. Even if this discount is | | | | months or even a few years simply because it did |
| very small it's still some savings for you. | | | | NOT occur to them. |
| 3. Are you retired? Then you should qualify for a | | | | The changes in your profile might have made you |
| retiree discount with a good number of insurance | | | | eligible for particular discounts. You might also have |
| carriers. Retired persons do NOT get to drive to a | | | | "outgrown" the need for several coverage types. |
| place of work every day. A driver's total mileage is | | | | Therefore, don't fail to review your insurance policies |
| an important issue which determines what they pay | | | | periodically. You might see several points that are no |
| in premiums. Therefore, anything that lowers your | | | | longer needed and save when you drop them. |
| annual mileage by a big margin must lower your rate. | | | | 6. Get and compare quotes. Make out some time to |
| The fine points for each insurance company might | | | | visit a minimum of 5 insurance quotes sites that offer |
| differ but this is definitely a good way to cut down | | | | quotes on auto insurance policies. It will require not |
| your auto insurance cost. So it is recommended that | | | | more than 25 minutes. |
| you discuss this with your agent. If for some reasons | | | | As you visit each quotes site, ensure you input the |
| they do NOT have a discount like this, remember to | | | | same details. Doing otherwise will give you misleading |
| tell your agent about your change in mileage. This | | | | results. When you've received your auto insurance |
| should result in more affordable rates for you. | | | | quotes, compare them to see which serves your |
| 4. You'll get cheaper rates if you make your | | | | interest best in price/value. |