| If you already have car insurance for your car, you | | | | name to your insurance company so that they can |
| know you are covered in the case of an accident. | | | | add them as an official driver. |
| But, what if you have a new driver in the family, | | | | Adding A Driver To A Car Insurance Policy: Step by |
| such as a spouse or a teenager? You should add | | | | Step |
| them to your policy, as well. | | | | Here are the steps required to add a driver to your |
| It is important to know the ins and outs of adding a | | | | policy: |
| driver to a car insurance policy so that you make the | | | | 1. Contact your current insurer via phone: You will |
| right decisions. | | | | want to contact your insurance company via phone |
| Decide Whether You Need To Add A Driver | | | | as soon as you have decided to add the new driver |
| The first decision you need to make is about | | | | to your policy. |
| whether to add the new driver to your policy. It | | | | 2. Have the new driver's information ready to give |
| breaks out like this: if the new driver is getting their | | | | over the phone: Prepare the necessary information in |
| own car, you will need to insure that car, either under | | | | advance of your call, such as name, birth date, |
| your name or under the new driver's name. (If the | | | | driver's license number, and driver's license expiration |
| new driver will be the primary driver for the car, you | | | | date. You may also be asked to send a copy of their |
| will probably want to insure the car under their | | | | driver's license or other documentation separately. |
| name.) | | | | However, they should be covered immediately upon |
| On the other hand, if the new driver in your family | | | | placing the call. |
| will be driving your car once in a while, you can just | | | | 3. Take this opportunity to shop your car insurance |
| add them to your policy. | | | | policy for a better deal: Any time you are adding a |
| With Some Policies, Occasional Drivers Are Already | | | | new person to your policy or if someone in your |
| Covered | | | | family is getting their own policy for their own car, it |
| If you allow someone in your family to use your car | | | | can be a smart time to shop for a better car |
| just once in a while, it is likely that your policy will | | | | insurance deal. Contact 4-5 competing insurance |
| automatically cover them in the event of an accident | | | | companies and give them your current coverage |
| (as long as the person has a valid driver's license). | | | | information. Ask them for a quotation. The whole |
| Check with your insurer directly to verify your | | | | process can take less than an hour and could save |
| policy's details. | | | | you hundreds in monthly insurance payments. |
| However, if the person is going to be a regular driver | | | | Follow these 3 tips to add a driver to your car |
| of your car, you will definitely want to report their | | | | insurance policy. |