| Ever wonder why car insurance rates vary so much | | | | the years they have seen that drivers who have |
| from one car insurance company to another? It's | | | | higher education degrees may get into less accidents. |
| quite simple. They all rate on different factors that | | | | Another reason is that higher education typically |
| determine how much you will pay for a 6 month or | | | | entitles someone to a better paying job. Those who |
| annual policy. Understanding rates could save you a | | | | make more money can afford to pay for minor |
| lot of money. | | | | fender benders that tend to increase car insurance |
| Below are 3 car insurance rating factors some | | | | rates. By filing less claims, higher education drivers, or |
| insurance companies would prefer you didn't know | | | | drivers who can afford to pay for minor accidents |
| about. | | | | out of pocket keep their auto insurance rates |
| #1: Your credit score | | | | affordable and low. |
| Having good credit doesn't just qualify you for low | | | | #3: Your current insurance provider |
| percentage loans, it can also help you get cheaper | | | | Who would have guessed that your current auto |
| car insurance. Some companies believe that the | | | | insurance provider could effect how much you page |
| better your credit report the better driver you will be | | | | when you go to buy an insurance policy. |
| and therefore they can offer you better rates. | | | | The reason for this is because some auto insurance |
| #2: Your education | | | | companies are know in the industry as specializing in |
| Advanced degrees can help get you a better paying | | | | insuring high-risk drivers. If you list one of these |
| job and they can help you get affordable auto | | | | insurance companies as your current insurance |
| insurance. The reason some auto insurance | | | | company when you go to get a quote for you might |
| companies use education to rate is because through | | | | find yourself finding anything but affordable rates. |